EXHIBIT 4(a)(4) CERTIFICATE OF TRUST The undersigned, the trustees of First Chicago NBD Capital IV, desiring to form a business trust pursuant to Delaware Business Trust Act, 12 Del. C. (S) 3810, hereby certify as follows: - ---- -- (a) The name of the business trust being formed hereby (the "Trust") is "First Chicago NBD Capital IV." (b) The name and business address of the trustee of the Trust which has its principal place of business in the State of Delaware is as follows: First Chicago Delaware Inc. 300 King Street Wilmington, DE 19801 (c) This Certificate of Trust shall be effective as of the date of filing. Dated: November 6, 1996 /s/ M. Eileen Kennedy ----------------------------------- Name: M. Eileen Kennedy Title: Trustee /s/ Robert A. Rosholt ----------------------------------- Name: Robert A. Rosholt Title: Trustee First Chicago Delaware Inc., as Trustee /s/ Lawrence Dillard By:________________________________ Name: Lawrence Dillard Title: Vice President