EXHIBIT 23.3

CONSENT OF INDEPENDENT ACCOUNTANTS

We consent to the incorporation by reference in the registration statement on
Forms F-4 and S-4 dated October 16, 1997 related to the offering of Senior Notes
due 2007 (the "Exchange Notes") by Terra Nova Insurance (UK) Holdings plc fully
and unconditionally guaranteed by Terra Nova (Bermuda) Holdings Ltd. ("Bermuda
Holdings"), of our report dated February 26, 1997 included in the annual report
on Form 10-K for the year ended December 31, 1996 (the "Form 10-K") of Bermuda
Holdings, on our audit of the consolidated financial statements of Bermuda
Holdings and subsidiaries as of December 31, 1995 and 1996 and for each of the
two years in the period ended December 31, 1996 and the consolidated financial
statements of Terra Nova Insurance Company Limited (the Predecessor) and
subsidiaries for the year ended December 31, 1994, and of our report dated
February 26, 1997 included in the Form 10-K of Bermuda Holdings, on the
financial statement schedules listed in Item 14 therein.  We also consent to the
reference to our firm under the caption "Experts".

Coopers & Lybrand
Hamilton, Bermuda
October 16, 1997