EXHIBIT 23.4




                   Consent of Independent Public Accountants



As independent public accountants, we hereby consent to the use of our reports 
(and to all references to our Firm) included in or made part of this 
registration statement.


/s/ Facey, Schmitt & Company, PSC

Facey, Schmitt & Company, PSC
Frankfort, Kentucky
Aril 27, 1999