SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 TO CURRENT REPORT Pursuant to Section 13 or 15(d) of THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) September 19, 1996 BAY AREA BANCSHARES (Exact name of registrant as specified in its charter) CALIFORNIA (State or other jurisdiction of incorporation) 2-76003 94-2779021 (Commission File Number) (IRS Employer Identification No.) 900 Veterans Blvd., Redwood City, CA 94063 (Address of principal executive offices) (zip code) Registrant's Telephone Number, including area code: (415) 367-1600 Item 7. Financial Statements and Exhibits (c) The following exhibit is attached to this report and incorporated by this reference: (16) Letter from Ernst & Young LLP regarding change in certifying accountants. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BAY AREA BANCSHARES Registrant Date: October 2, 1996 /s/Anthony J. Gould - ------------------------ Anthony J. Gould Senior Vice President and Chief Financial Officer