<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the Balance Sheet, and Statement of Income, and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> JUN-30-1997 <CASH> 10,039 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,600 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 2,095 <INVESTMENTS-CARRYING> 13,324 <INVESTMENTS-MARKET> 13,459 <LOANS> 79,175 <ALLOWANCE> 1,593 <TOTAL-ASSETS> 108,916 <DEPOSITS> 98,326 <SHORT-TERM> 0 <LIABILITIES-OTHER> 414 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 4,354 <OTHER-SE> 5,822 <TOTAL-LIABILITIES-AND-EQUITY> 108,916 <INTEREST-LOAN> 1,990 <INTEREST-INVEST> 253 <INTEREST-OTHER> 93 <INTEREST-TOTAL> 2,336 <INTEREST-DEPOSIT> 695 <INTEREST-EXPENSE> 695 <INTEREST-INCOME-NET> 1,641 <LOAN-LOSSES> 80 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,441 <INCOME-PRETAX> 763 <INCOME-PRE-EXTRAORDINARY> 763 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 451 <EPS-PRIMARY> 0.47 <EPS-DILUTED> 0.47 <YIELD-ACTUAL> 9.71 <LOANS-NON> 1,281 <LOANS-PAST> 173 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,593 <CHARGE-OFFS> 42 <RECOVERIES> 22 <ALLOWANCE-CLOSE> 1,593 <ALLOWANCE-DOMESTIC> 1,593 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0