EXHIBIT 10.15




                 AMENDED SCHEDULE OF OPTIONS GRANTED
                UNDER 1994 DIRECTOR STOCK OPTION PLAN
                     (THROUGH OCTOBER 31, 1996)

                      Number of      Date of   Option     Option
Grantee           Options Granted*    Grant    Price*     Period
                                           

Joseph C. Cook, Jr.     550         1/31/95  $12.09    1/30/2000

                        1,100       4/30/95   16.73    4/29/2000

                        550         7/31/95   13.75    7/30/2000

                        1,100       10/31/95   9.08    10/30/2000

                        825         01/31/96   5.90    1/30/2001

                        550         04/30/96   8.75    04/29/2001

                        550         07/31/96   6.98    07/30/2001

                        550         10/31/96   7.63    10/30/2001


David L. Swider         825         1/31/95   $9.95    1/30/2000
                                    (for the quarter
                                    ended 10/31/94)

                        1,100       1/31/95   12.09    1/30/2000

                        1,100       4/30/95   16.73    4/29/2000

                        550         7/31/95   13.75    7/30/2000

                        1,100       10/31/95   9.08    10/30/2000

                        1,100       01/31/96   5.90    01/30/2001

                        1,100       04/30/96   8.75    04/29/2001

                        825         07/31/96   6.98    07/30/2001

                        825         10/31/96   7.63    10/30/2001

                                                                               

Richard L. VonDerHaar   825         1/31/95   $9.95    1/30/2000
                                                       (for the quarter
                                                       ended 10/31/94)

                        1,100       1/31/95   12.09    1/30/2000

                        1,100       4/30/95   16.73    4/29/2000

                        550         7/31/95   13.75    7/30/2000

                        1,100       10/31/95   9.08    10/30/2000

                        1,100       01/31/96   5.90    01/30/2001

                        550         04/30/96   8.75    04/29/2001

                        825         07/31/96   6.98    07/30/2001

                        825         10/31/96   7.63    10/30/2001


Max K. DeJonge          550         10/31/95  $9.08    10/30/2000

                        550         01/31/96   5.90    01/30/2001

                        550         04/30/96   8.75    04/29/2001

                        550         07/31/96   6.98    07/30/2001

                        550         10/31/96   7.63    10/30/2001



*All grants prior to April 24, 1995 retroactively adjusted for ten percent stock
dividend paid on that date.