EXHIBIT 10.15




               AMENDED SCHEDULE OF OPTIONS GRANTED
              UNDER 1994 DIRECTOR STOCK OPTION PLAN
                    (THROUGH OCTOBER 31, 1997)

                         Number of     Date of   Option      Option
Grantee               Options Granted*            Grant      Price*         Period
                      

Joseph C. Cook, Jr.   550         1/31/95           $12.09    1/30/2000
    1,100             4/30/95             16.73     4/29/2000
    550  7/31/95              13.75          7/30/2000
    1,100             10/31/95             9.08     10/30/2000
    825  01/31/96              5.90          1/30/2001
    550  04/30/96              8.75          04/29/2001
    550  07/31/96              6.98          07/30/2001
    550  10/31/96              7.63          10/30/2001
    550  1/31/97               9.45          1/30/2002
    550  4/30/97               9.88          4/30/2002
    550  7/31/97               9.63          7/30/2002
    550  10/31/97             11.74          10/30/2002



David L. Swider       825         1/31/95            $9.95    1/30/2000
         (for the quarter
         ended 10/31/94)

    1,100             1/31/95             12.09     1/30/2000
    1,100             4/30/95             16.73     4/29/2000
    550  7/31/95              13.75          7/30/2000
    1,100             10/31/95             9.08     10/30/2000
    1,100             01/31/96             5.90     01/30/2001
    1,100             04/30/96             8.75     04/29/2001
    825  07/31/96              6.98          07/30/2001
    825  10/31/96              7.63          10/30/2001
    825  1/31/97               9.45          1/30/2002
    550  4/30/97               9.88          4/30/2002
    825  7/31/97               9.63          7/30/2002
    825  10/31/97             11.74          10/30/2002

Richard L. VonDerHaar 825         1/31/95            $9.95    1/30/2000
                                  (for the quarter
                                  ended 10/31/94)

    1,100             1/31/95             12.09     1/30/2000

    1,100             4/30/95             16.73     4/29/2000

    550  7/31/95              13.75          7/30/2000

    1,100             10/31/95             9.08     10/30/2000

    1,100             01/31/96             5.90     01/30/2001

    550  04/30/96              8.75          04/29/2001

    825  07/31/96              6.98          07/30/2001

    825  10/31/96              7.63          10/30/2001

    825  1/31/97               9.45          1/30/2002

    550  4/30/97               9.88          4/30/2002

    825  7/31/97               9.63          7/30/2002

    825  10/31/97             11.74          10/30/2002



Max K. DeJonge        550         10/31/95           $9.08    10/30/2000

    550  01/31/96              5.90          01/30/2001

    550  04/30/96              8.75          04/29/2001

    550  07/31/96              6.98          07/30/2001

    550  10/31/96              7.63          10/30/2001

    550  1/31/97               9.45          1/30/2002

    550  4/30/97               9.88          4/30/2002

    550  7/31/97               9.63          7/30/2002

    550  10/31/97             11.74          10/30/2002



*All grants prior to April 24, 1995 retroactively adjusted for ten percent stock
dividend paid on that date.

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