<ARTICLE>                                            9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
FINANCIAL  STATEMENTS CONTAINED IN THE FILER'S QUARTERLY REPORT ON FORM 10-Q FOR
THE FISCAL QUARTER ENDED  SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000714395
<NAME>                        German American Bancorp
<MULTIPLIER>                  1,000
       
                                                   

<PERIOD-TYPE>                          9-MOS             
<FISCAL-YEAR-END>                      DEC-31-1998       
<PERIOD-END>                           SEP-30-1998       
<CASH>                                 15,753            
<INT-BEARING-DEPOSITS>                  2,446            
<FED-FUNDS-SOLD>                        2,975            
<TRADING-ASSETS>                            0            
<INVESTMENTS-HELD-FOR-SALE>           121,597            
<INVESTMENTS-CARRYING>                 30,369            
<INVESTMENTS-MARKET>                   31,393            
<LOANS>                               415,121            
<ALLOWANCE>                             6,853            
<TOTAL-ASSETS>                        613,269            
<DEPOSITS>                            530,975            
<SHORT-TERM>                            7,379            
<LIABILITIES-OTHER>                     6,948            
<LONG-TERM>                             1,000            
<PREFERRED-MANDATORY>                       0            
<PREFERRED>                                 0            
<COMMON>                                6,349            
<OTHER-SE>                             60,618            
<TOTAL-LIABILITIES-AND-EQUITY>        613,269            
<INTEREST-LOAN>                        26,985            
<INTEREST-INVEST>                       6,327            
<INTEREST-OTHER>                          720            
<INTEREST-TOTAL>                       34,032            
<INTEREST-DEPOSIT>                     15,782            
<INTEREST-EXPENSE>                     15,982            
<INTEREST-INCOME-NET>                  18,050            
<LOAN-LOSSES>                             176            
<SECURITIES-GAINS>                         (2)           
<EXPENSE-OTHER>                        12,767            
<INCOME-PRETAX>                         7,417            
<INCOME-PRE-EXTRAORDINARY>              7,417            
<EXTRAORDINARY>                             0            
<CHANGES>                                   0            
<NET-INCOME>                            5,132            
<EPS-PRIMARY>                            0.81            
<EPS-DILUTED>                            0.81            
<YIELD-ACTUAL>                           4.32            
<LOANS-NON>                               469            
<LOANS-PAST>                            3,056            
<LOANS-TROUBLED>                            0            
<LOANS-PROBLEM>                             0            
<ALLOWANCE-OPEN>                        7,488            
<CHARGE-OFFS>                           1,094            
<RECOVERIES>                              283            
<ALLOWANCE-CLOSE>                       6,853            
<ALLOWANCE-DOMESTIC>                    6,853            
<ALLOWANCE-FOREIGN>                         0            
<ALLOWANCE-UNALLOCATED>                 2,402