<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL STATEMENTS CONTAINED IN THE FILER'S QUARTERLY REPORT ON FORM 10-Q FOR THE FISCAL QUARTER ENDED SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000714395 <NAME> German American Bancorp <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> SEP-30-1998 <CASH> 15,753 <INT-BEARING-DEPOSITS> 2,446 <FED-FUNDS-SOLD> 2,975 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 121,597 <INVESTMENTS-CARRYING> 30,369 <INVESTMENTS-MARKET> 31,393 <LOANS> 415,121 <ALLOWANCE> 6,853 <TOTAL-ASSETS> 613,269 <DEPOSITS> 530,975 <SHORT-TERM> 7,379 <LIABILITIES-OTHER> 6,948 <LONG-TERM> 1,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 6,349 <OTHER-SE> 60,618 <TOTAL-LIABILITIES-AND-EQUITY> 613,269 <INTEREST-LOAN> 26,985 <INTEREST-INVEST> 6,327 <INTEREST-OTHER> 720 <INTEREST-TOTAL> 34,032 <INTEREST-DEPOSIT> 15,782 <INTEREST-EXPENSE> 15,982 <INTEREST-INCOME-NET> 18,050 <LOAN-LOSSES> 176 <SECURITIES-GAINS> (2) <EXPENSE-OTHER> 12,767 <INCOME-PRETAX> 7,417 <INCOME-PRE-EXTRAORDINARY> 7,417 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,132 <EPS-PRIMARY> 0.81 <EPS-DILUTED> 0.81 <YIELD-ACTUAL> 4.32 <LOANS-NON> 469 <LOANS-PAST> 3,056 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 7,488 <CHARGE-OFFS> 1,094 <RECOVERIES> 283 <ALLOWANCE-CLOSE> 6,853 <ALLOWANCE-DOMESTIC> 6,853 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,402