<ARTICLE>                                            9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
FINANCIAL  STATEMENTS  CONTAINED IN THE FILER'S REPORT ON FORM 10-Q FOR THE YEAR
ENDED MARCH 31,  1999,  AND IS  QUALIFIED  IN ITS  ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000714395
<NAME>                        German American Bancorp
<MULTIPLIER>                  1,000
       
                                           
<PERIOD-TYPE>                      12-MOS             12-MOS
<FISCAL-YEAR-END>             MAR-31-1999        MAR-31-1998
<PERIOD-END>                  MAR-31-1999        MAR-31-1998
<CASH>                             17,805             16,584
<INT-BEARING-DEPOSITS>             32,839             20,315
<FED-FUNDS-SOLD>                        0             20,750
<TRADING-ASSETS>                        0                  0
<INVESTMENTS-HELD-FOR-SALE>       160,716            100,817
<INVESTMENTS-CARRYING>             28,143             79,889
<INVESTMENTS-MARKET>               29,180             80,638
<LOANS>                           620,996            577,299
<ALLOWANCE>                         8,748              8,715
<TOTAL-ASSETS>                    901,502            846,939
<DEPOSITS>                        679,190            644,060
<SHORT-TERM>                       11,174              4,743
<LIABILITIES-OTHER>                 9,719              9,755
<LONG-TERM>                       109,255            101,247
<PREFERRED-MANDATORY>                   0                  0
<PREFERRED>                             0                  0
<COMMON>                            8,766              8,386
<OTHER-SE>                         83,398             78,748
<TOTAL-LIABILITIES-AND-EQUITY>    901,502            846,939
<INTEREST-LOAN>                    13,008             12,702
<INTEREST-INVEST>                   3,307              3,231
<INTEREST-OTHER>                       27                291
<INTEREST-TOTAL>                   16,342             16,224
<INTEREST-DEPOSIT>                  6,836              7,122
<INTEREST-EXPENSE>                  8,467              8,606
<INTEREST-INCOME-NET>               7,875              7,618
<LOAN-LOSSES>                         369                154
<SECURITIES-GAINS>                     (5)                 8
<EXPENSE-OTHER>                     5,895              5,330
<INCOME-PRETAX>                     3,116              3,229
<INCOME-PRE-EXTRAORDINARY>          3,116              3,229
<EXTRAORDINARY>                         0                  0
<CHANGES>                               0                  0
<NET-INCOME>                        2,223              2,204
<EPS-PRIMARY>                        0.25               0.25
<EPS-DILUTED>                        0.25               0.25
<YIELD-ACTUAL>                       3.71               3.83
<LOANS-NON>                         6,194              3,288
<LOANS-PAST>                        1,678              3,587
<LOANS-TROUBLED>                        0                  0
<LOANS-PROBLEM>                     1,462              2,865
<ALLOWANCE-OPEN>                    8,682              8,645
<CHARGE-OFFS>                         484                181
<RECOVERIES>                          181                 97
<ALLOWANCE-CLOSE>                   8,748              8,715
<ALLOWANCE-DOMESTIC>                8,748              8,715
<ALLOWANCE-FOREIGN>                     0                  0
<ALLOWANCE-UNALLOCATED>             3,522              3,018