<ARTICLE>                     9
<CIK>                         1037249
<NAME>                        PEOPLE'S COMMUNITY CAPITAL CORPORATION

                             
<PERIOD-TYPE>                      3-MOS
<FISCAL-YEAR-END>                  DEC-31-2000
<PERIOD-START>                     JAN-01-2000
<PERIOD-END>                       MAR-31-2000
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<LIABILITIES-OTHER>                139,733
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<INTEREST-INVEST>                  169,375
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<INTEREST-EXPENSE>                 384,555
<INTEREST-INCOME-NET>              646,496
<LOAN-LOSSES>                      57,000
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<EXPENSE-OTHER>                    501,793
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<EPS-BASIC>                        .11
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