SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




        Date of Report (Date of earliest event reported): August 9, 2002
                                 --------------




                     People's Community Capital Corporation
                     --------------------------------------
                            (Exact name of registrant
                          as specified in its charter)




   South Carolina                   333-25179                 58-2287073
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      (State or other               (Commission             (I.R.S. Employer
      jurisdiction of               File Number)             Identification No.)
      incorporation)




               125 Park Avenue, S.W., Aiken, South Carolina    29801
               -----------------------------------------    ----------
               (Address of principal executive offices)     (Zip Code)




       Registrant's telephone number, including area code: (803) 641-0142
                                 --------------




                                 Not Applicable
                           -------------------------
         (Former name or former address, if changed since last report.)






Item 9.  Regulation FD Disclosure.

         On August 9, 2002, the Chief Executive Officer, Tommy B. Wessinger, and
the Chief Financial Officer, Jean H. Covington, each furnished to the Securities
and Exchange Commission the certification required pursuant to 18 U.S.C. Section
1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. A
copy of the certification is attached to this report as Exhibit 99.1.







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                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.





                                     PEOPLE'S COMMUNITY CAPITAL CORPORATION



                                     By:      /s/ Tommy B. Wessinger
                                        -----------------------------------
                                     Name:    Tommy B. Wessinger
                                     Title:   Chief Executive Officer

Dated: August 9, 2002



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                                  EXHIBIT INDEX


Exhibit Number             Description
- --------------             -----------

99.1     Certification of the Chief Executive Officer and Chief Financial
         Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
         Section 906 of the Sarbanes-Oxley Act of 2002.