Exhibit 99.1

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002




The undersigned, the Chief Executive Officer and the Chief Financial Officer of
New Commerce Bancorp (the "Company"), each certify that, to his or her knowledge
on the date of this certification:


               1.  The quarterly report of the Company for the period ending
                   June 30, 2002 as filed with the Securities and Exchange
                   Commission on this date (the "Report") fully complies with
                   the requirements of Section 13(a) or 15(d) of the Securities
                   Exchange Act of 1934; and

               2.  The information contained in the Report fairly presents, in
                   all material respects, the financial condition and result of
                   operations of the Company.



                                     /s/ Frank W. Wingate
                                     -------------------------------------------
                                    Frank W. Wingate
                                    Chief Executive Officer
                                    August 9, 2002

                                     /s/ R. Lamar Simpson
                                     -------------------------------------------
                                    R. Lamar Simpson
                                    Chief Financial Officer
                                    August 9, 2002