SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




       Date of Report (Date of earliest event reported): November 13, 2002
                                                         -----------------




                      Beach First National Bancshares, Inc.
                      -------------------------------------
                            (Exact name of registrant
                          as specified in its charter)




   South Carolina             333-95562                      58-1030117
  ---------------------------------------------------------------------------
  (State or other            (Commission                  (I.R.S. Employer
  jurisdiction of            File Number)                  Identification No.)
  incorporation)




        1550 Oak Street, Myrtle Beach, South Carolina        29577
        ----------------------------------------------------------
         (Address of principal executive offices)       (Zip Code)




       Registrant's telephone number, including area code: (843) 626-2265
                                                           --------------




                                 Not Applicable
                                 --------------
         (Former name or former address, if changed since last report.)









Item 9.  Regulation FD Disclosure.

         On November 13, 2002, the Chief Executive Officer, Walter E. Standish,
III, and the Chief Financial Officer, Richard N. Burch, each furnished to the
Securities and Exchange Commission the certification required pursuant to 18
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002. A copy of the certification is attached to this report as Exhibit
99.1.













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                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                BEACH FIRST NATIONAL BANCSHARES, INC.



                                By:      /s/ Walter E. Standish, III
                                   ----------------------------------
                                Name:    Walter E. Standish, III
                                Title:   Chief Executive Officer

Dated: November 13, 2002



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                                  EXHIBIT INDEX

Exhibit Number             Description

99.1     Certification of the Chief Executive Officer and Chief Financial
         Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
         Section 906 of the Sarbanes-Oxley Act of 2002.





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