Exhibit 99.1

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

The undersigned, the Chief Executive Officer and the Chief Financial Officer of
Beach First National Bancshares, Inc. (the "Company"), each certify that, to his
or her knowledge on the date of this certification:


     1.  The quarterly report of the Company for the period ending
         September 30, 2002 as filed with the Securities and Exchange
         Commission on this date (the "Report") fully complies with
         the requirements of Section 13(a) or 15(d) of the Securities
         Exchange Act of 1934; and

     2.  The information contained in the Report fairly presents, in
         all material respects, the financial condition and result of
         operations of the Company.



                                /s/ Walter E. Standish, III
                               -------------------------------------------
                               Walter E. Standish, III
                               Chief Executive Officer
                               November 13, 2002

                                /s/ Richard N. Burch
                               -------------------------------------------
                               Richard N. Burch
                               Chief Financial Officer
                               November 13, 2002