Exhibit 99.1

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

The undersigned,  the Chief Executive Officer and the Chief Financial Officer of
New Commerce BanCorp (the "Company"), each certify that, to his or her knowledge
on the date of this certification:


     1.  The annual report of the Company for the period ended December 31, 2002
         as filed with the Securities and Exchange Commission on this date (the
         "Report") fully complies with the requirements of Section 13(a) or
         15(d) of the Securities Exchange Act of 1934; and

     2.  The information contained in the Report fairly presents, in all
         material respects, the financial condition and result of operations of
         the Company.



                                       /s/ Frank W. Wingate
                                      -----------------------------------------
                                      Frank W. Wingate
                                      Chief Executive Officer
                                      March 28, 2003

                                       /s/ R. Lamar Simpson
                                      -----------------------------------------
                                      R. Lamar Simpson
                                      Chief Financial Officer
                                      March 28, 2003