SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




        Date of Report (Date of earliest event reported): March 28, 2003
                                                          --------------




                             Greer Bancshares, Inc.
                             ----------------------
                            (Exact name of registrant
                          as specified in its charter)




    South Carolina                000-33021                 57-1126200
- -------------------------------------------------------------------------------
(State or other                  (Commission               (I.R.S. Employer
jurisdiction of                  File Number)              Identification No.)
incorporation)




               1111 W. Poinsett Drive, Greer, South Carolina 29650
              ----------------------------------------------------
              (Address of principal executive offices)   (Zip Code)




       Registrant's telephone number, including area code: (864) 877-2000
                                                           --------------




                                 Not Applicable
                                 --------------
         (Former name or former address, if changed since last report.)








Item 9.  Regulation FD Disclosure.

     On March 28, 2003, the Chief Executive Officer, R. Dennis Hennett,  and the
Chief  Financial  Officer,  J.  Richard  Medlock,  Jr.,  each  furnished  to the
Securities and Exchange  Commission the  certification  required  pursuant to 18
U.S.C.  Section 1350, as adopted  pursuant to Section 906 of the  Sarbanes-Oxley
Act of 2002. A copy of the  certification  is attached to this report as Exhibit
99.1.













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                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                      GREER BANCSHARES, INC.



                                      By:      /s/ R. Dennis Hennett
                                         -------------------------------------
                                      Name:    R. Dennis Hennett
                                      Title:   Chief Executive Officer

Dated: March 28, 2003



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                                  EXHIBIT INDEX

Exhibit Number             Description

99.1 Certification  of the Chief  Executive  Officer  and  Principal  Accounting
     Officer pursuant to 18 U.S.C.  Section 1350, as adopted pursuant to Section
     906 of the Sarbanes-Oxley Act of 2002.





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