SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2003 -------------- Beach First National Bancshares, Inc. ------------------------------------- (Exact name of registrant as specified in its charter) South Carolina 33-95562 58-1030117 - -------------------------------------------------------------------------------- (State or other (Commission (I.R.S. Employer jurisdiction of File Number) Identification No.) incorporation) 1550 Oak Street, Myrtle Beach, South Carolina 29577 ---------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (843) 626-2265 -------------- Not Applicable -------------- (Former name or former address, if changed since last report.) Item 9. Regulation FD Disclosure. On April 15, 2003, Beach First National Bancshares, Inc., holding company for Beach First National Bank, issued a press release announcing its financial results for the first quarter ended March 31, 2003. A copy of the press release is attached hereto as Exhibit 99.1. Item 12. Results of Operations and Financial Condition. Pursuant to interim guidance issued by the Securities and Exchange Commission relating to Item 12 filing requirements, the Company has furnished the information required by Item 12 under Item 9 herein. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEACH FIRST NATIONAL BANCSHARES, INC. By: /s/ Walter E. Standish, III. ----------------------------------------- Name: Walter E. Standish, III Title: President & Chief Executive Officer Dated: April 22, 2003 3 Exhibit Index Exhibit Number Description 99.1 Earnings Press Release for the quarter ended March 31, 2003 4