Exhibit 99.1
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                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

The undersigned, the Chief Executive Officer and the Chief Financial Officer of
People's Community Capital Corporation (the "Company"), each certify that, to
his or her knowledge on the date of this certification:


          1.  The quarterly report of the Company for the period ending
              March 31, 2003 as filed with the Securities and Exchange
              Commission on this date (the "Report") fully complies with
              the requirements of Section 13(a) or 15(d) of the Securities
              Exchange Act of 1934; and

          2.  The information contained in the Report fairly presents, in
              all material respects, the financial condition and results of
              operations of the Company.



                                     /s/ Tommy B. Wessinger
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                                   Tommy B. Wessinger
                                   Chief Executive Officer
                                   May 8, 2003

                                     /s/ Jean H. Covington
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                                   Jean H. Covington
                                   Chief Financial Officer
                                   May 8, 2003


A signed original of this written statement required by Section 906 has been
provided to People's Community Capital Corporation and will be retained by
People's Community Capital Corporation and furnished to the Securities and
Exchange Commission or its staff upon request.