UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C. 20549

                               FORM 8-K

                            Current Report

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)      January 16, 2004
                                                   -------------------

                      GREAT AMERICAN BANCORP, INC.
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        (Exact name of registrant as specified in its charter)


        Delaware                  000-25808           52-1923366
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(State or other jurisdiction    (Commission        (I.R.S. Employer
    of incorporation)            File Number)    Identification Number)


1311 S. Neil St., P.O. Box 1010, Champaign, IL          61824-1010
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(Address of principal executive offices)                (Zip Code)

                           (217) 356-2265
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         (Registrant's telephone number, including area code)



Item 5.  Other Events.

The Registrant incorporates by reference the press release dated January
16, 2004 attached as Exhibit 99.1, relating to the Company's announcement that
the 2004 Annual Meeting of Stockholders will be held on April 27, 2004.

Item 7.  Financial Statements and Exhibits.

The Registrant incorporates by reference the press release dated January
16, 2004 attached as Exhibit 99.1, relating to the Company's announcement that
the 2004 Annual Meeting of Stockholders will be held on April 27, 2004.







                                SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                     Great American Bancorp, Inc.
                                     ----------------------------
                                              (Registrant)

Date     January 16, 2004            /s/ Jane F. Adams
    ---------------------------      ----------------------------
                                     Chief Financial Officer






                            EXHIBIT INDEX
                        ---------------------

Exhibit
  No.                      Description               Method of Filing
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  99.1                     News Release               Filed herewith
                           Dated January 16, 2004





Exhibit 99.1

NEWS RELEASE


Great American Bancorp, Inc.
Holding Company for First Federal Savings Bank of Champaign-Urbana

FOR IMMEDIATE RELEASE
January 16, 2004

Contact:	Ms. Jane F. Adams
		Chief Financial Officer and Investor Relations
		(217) 356-2265


GREAT AMERICAN BANCORP, INC.
ANNUAL MEETING DATE - APRIL 27, 2004

Champaign, Illinois - Great American Bancorp, Inc. (Nasdaq SmallCap/GTPS).
Great American Bancorp, Inc., the holding company for First Federal Savings
Bank of Champaign-Urbana, Champaign, Illinois, has announced that its Annual
Meeting of Stockholders will be held on Tuesday, April 27, 2004 at 9:30 a.m.,
Central Time, at the offices of First Federal Savings Bank of Champaign-
Urbana, 1311 S. Neil Street, Champaign, Illinois.  The Company intends to
distribute its proxy solicitation materials on approximately March 26, 2004.

First Federal Savings Bank of Champaign-Urbana is head quartered in Champaign,
Illinois, and operates through its administrative/branch office in Champaign
and through two other full service branches located in Champaign and Urbana.
The Bank also provides full service brokerage activities through a third-party
broker-dealer and the Bank's subsidiary, Park Avenue Service Corporation, also
sells insurance products through the GTPS Insurance Agency.  The Bank's
deposits are insured by the Federal Deposit Insurance Corporation.

Great American Bancorp, Inc. stock is traded on the NASDAQ SmallCap Market
System under the symbol "GTPS".

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