SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 18, 2000 ------------- SOUND FEDERAL BANCORP ------------------------------------------ (Exact Name of Registrant as Specified in Charter) United States of America 0-24811 13-4029393 - ------------------------- --------------------------- --------------- (State or Other Jurisdiction (Commission File No.) (I.R.S. Employer of Incorporation) Identification No.) 300 Mamaroneck Ave., Mamaroneck, New York 10543 - ----------------------------------------- ----- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (914) 698-6400 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last report) Item 2. Acquisition or Disposition of Assets. ------------------------------------ On July 18, 2000, Sound Federal Bancorp completed its acquisition of Peekskill Financial Corporation ("Peekskill") and its wholly-owned subsidiary, First Federal Savings Bank. As part of the acquisition, Peekskill's stockholders received $22.00 per share for each share of Peekskill's common stock issued and outstanding. The aggregate purchase price for the transaction (including cash payments for the cancellation of options) was approximately $41.7 million. The transaction was accounted for using the purchase method. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. ------------------------------------------------------------------ The financial statements and pro forma information required to be filed by this Item are not available at this time. Such information will be filed as an amendment to this Current Report on Form 8-K when the information becomes available; however, in no event will such information be filed any later than 60 days from the last date on which this Form 8-K was required to be filed. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. SOUND FEDERAL BANCORP DATE: July 31, 2000 By: \s\ Anthony J. Fabiano ------------------------- Anthony J. Fabiano Vice President and Treasurer (Duly Authorized Representative)