EXHIBIT 99.1 Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 Gordon E. Clark, President and Chief Executive Officer, and Kathleen G. Trumpler, Treasurer of Leeds Federal Bankshares, Inc. (the "Company") each certify in his or her capacity as an officer of the Company that he or she has reviewed the Quarterly Report of the Company on Form 10-Q for the quarter ended September 30, 2002 and that to the best of his or her knowledge: (1) the report fully complies with the requirements of Sections 13(a) of the Securities Exchange Act of 1934; and (2) the information contained in the report fairly presents, in all material respects, the financial condition and results of operations of the Company. The purpose of this statement is solely to comply with Title 18, Chapter 63, Section 1350 of the United States Code, as amended by Section 906 of the Sarbanes-Oxley Act of 2002. November 12, 2002 /s/ Gordon E. Clark - --------------------- ----------------------------------- Date Gordon E. Clark President and Chief Executive Officer November 12, 2002 /s/ Kathleen G. Trumpler - --------------------- ----------------------------------- Date Kathleen G. Trumpler Treasurer (Chief Financial Officer)