SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-A


                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                     PURSUANT TO SECTION 12(b) OR (g) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



                          Sound Federal Bancorp, Inc.
- --------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)


             Delaware                               (To be applied for)
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(State of Incorporation or Organization)    (I.R.S. Employer Identification No.)



300 Mamaroneck Avenue, Mamaroneck, New York                         10543
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(Address of Principal Executive Offices)                          (Zip Code)

         If this form relates to the            If this form relates to the
         registration of a class of             registration of a class of
         securities pursuant to Section         securities pursuant to Section
         12(b) of the Exchange Act and          12(g) of the Exchange Act and
         is effective pursuant to General       is effective pursuant to General
         Instruction A.(c), please check        Instruction A.(d), please check
         the following box.| |                  the following box.: |X|

         Securities Act registration statement file number to which this form
relates: 333-91498
         ---------

         Securities to be registered pursuant to Section 12(b) of the Act.

              None                                             N/A
- --------------------------------------------------------------------------------
        (Title of Class)                        (Name of Each Exchange on Which
                                                 Each Class is to be Registered)


         Securities to be registered pursuant to Section 12(g) of the Act:


                     Common Stock par value $0.01 per share
- --------------------------------------------------------------------------------
                                (Title of Class)




Item 1.  Description of Registrant's Securities to be Registered.

         For a description of the Registrant's securities, reference is made to
"Our Dividend Policy," "The Conversion," "Comparison of Stockholders' Rights,"
"Description of Capital Stock of Sound Federal Bancorp, Inc. Following the
Conversion," and "Restrictions on Acquisition of Sound Federal Bancorp, Inc.,"
in the Registrant's Registration Statement on Form S-1 (File No. 333-99767), as
filed September 19, 2002 and as amended on November 5, 2002, which is hereby
incorporated by reference. For a description of the provisions of the
Registrant's Certificate of Incorporation and Bylaws, reference is made to
"Comparison of Stockholders' Rights" in the Registrant's Registration Statement
on Form S-1 (Registration Number 333-99767) dated September 19, 2002, as amended
on November 5, 2002.

Item 2.  Exhibits.

         1.       Registration Statement on Form S-1 (Registration Number
                  333-99767) as filed September 19, 2002, as amended on November
                  5, 2002, is hereby incorporated by reference.

         2.       Certificate of Incorporation (incorporated by reference to
                  Exhibit 3.1 of the Registration Statement on Form S-1 as filed
                  September 19, 2002, as amended on November 5, 2002).

         3.       Bylaws (incorporated by reference to Exhibit 3.2 of the
                  Registration Statement on Form S-1 as filed September 19,
                  2002, as amended on November 5, 2002).

         4.       Form of Stock Certificate (incorporated by reference to
                  Exhibit 4 of the Registration Statement on Form S-1 as filed
                  September 19, 2002, as amended on November 5, 2002).





                                    SIGNATURE


         Pursuant to the requirements of Section 12 of the Securities Exchange
Act of 1934, the registrant has duly caused this registration statement to be
signed on its behalf by the undersigned, thereto duly authorized.


                                           SOUND FEDERAL BANCORP, INC.



Date: December 31, 2002                 By: /s/ Richard P. McStravick
      -------------------                  ----------------------------------
                                           Richard P. McStravick
                                           President and Chief Executive Officer