SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 17, 2003

                           GREAT PEE DEE BANCORP, INC.
                           ---------------------------
               (Exact Name of Registrant as Specified in Charter)

           Delaware                     000-23521                 562050592
- -----------------------------     ---------------------      -------------------
(State or Other Jurisdiction)     (Commission File No.)       (I.R.S. Employer
      of Incorporation)                                      Identification No.)


515 Market Street, Cheraw, South Carolina                          29520
- -------------------------------------------                        -----
(Address of Principal Executive Offices)                        (Zip Code)

Registrant's telephone number, including area code:  (843) 537-7656
                                                     --------------



                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)









Item 7.     Financial Statements, Pro Forma Financial Information, and Exhibits

     The Index of Exhibits immediately precedes the attached exhibits.

Item 9.     Regulation FD Disclosure - Item 12 Information

     On April  17,  2003,  the  Company  issued a press  release  regarding  its
earnings  for the fiscal  quarter  ended March 31,  2003.  The press  release is
included as Exhibit 99 to this report.








                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                         GREAT PEE DEE BANCORP, INC.



DATE: April 18, 2003                By:  \s\ Herbert W. Watts
                                         ----------------------------
                                         Herbert W. Watts
                                         President and Chief Executive Officer






































                                  EXHIBIT INDEX

The following exhibits are filed as part of this report:

         Exhibit No.                            Description
         -----------                            -----------

            99                  Press Release of Great Pee Dee Bancorp, Inc.