SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 23, 2003
POCAHONTAS BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-23969 71-0806097
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
1700 E. HIGHLAND, JONESBORO, AR 72401
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (870) 802-1700
Not Applicable
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(Former name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits.
(a) Not Applicable.
(b) Not Applicable.
(c) Exhibits.
Exhibit No. Description
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99 Press release dated April 23, 2003
Item 9. Regulation FD Disclosure.
The following information is furnished pursuant to this Item 9 and in
satisfaction of Item 12, "Disclosure of Results of Operations and Financial
Condition."
On April 23, 2003, Pocahontas Bancorp, Inc. (the "Company") announced its
earnings for the three and six months ended March 31, 2003. A copy of the press
release dated April 23, 2003, describing earnings for these periods is attached
as Exhibit 99 to this report.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
POCAHONTAS BANCORP, INC.
DATE: April 24, 2003 By: /s/ Dwayne Powell
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Dwayne Powell
President and Chief Executive Officer
EXHIBIT 99
PRESS RELEASE OF POCAHONTAS BANCORP, INC.