UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): September 15, 2003
Sound Federal Bancorp, Inc.
(Exact name of registrant as specified in its charter)
Delaware 000-24811 22-3887679
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(State or other jurisdiction (SEC File Number) (I.R.S. Employer
of incorporation) Identification No.)
1311 Mamaroneck Avenue, Suite 190, White Plains, New York, 10605
(Address of principal executive offices)
Registrant's telephone number, including area
code: 914-761-3636
Not Applicable
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(Former name or former address, if changed since last report)
CURRENT REPORT ON FORM 8-K
Item 12. Regulation FD Disclosure
Sound Federal Bancorp, Inc. (Nasdaq: "SFFS") today announced that it will
make a presentation to a group of individual investors and fund managers who are
participating at the offices of Keefe Bruyette & Woods on September 16, 2003.
The presentation will focus on Sound Federal Bancorp, Inc.'s financial
performance and its strategic operating objectives. The presentation will be
made available simultaneously on Sound Federal Bancorp, Inc.'s website at
www.soundfed.com.
Item 7(c). Exhibits
99.1 Press release of Sound Federal Bancorp, Inc., dated September 15, 2003.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
Sound Federal Bancorp, Inc.
DATE: September 15, 2003 By: /s/ Anthony J. Fabiano
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Anthony J. Fabiano
Chief Financial Officer
EXHIBIT INDEX
99.1 Press release of Sound Federal Bancorp, Inc., dated September 15, 2003.
Exhibit 99.1
FOR IMMEDIATE RELEASE For further information contact:
Monday, September 15, 2003 Anthony J. Fabiano
Senior Vice President,
Chief Financial Officer
and Corporate Secretary
(914) 761-3636
SOUND FEDERAL BANCORP, INC. TO SPEAK TO A GROUP OF INVESTORS
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White Plains, New York, Monday, September 15, 2003--Sound Federal Bancorp, Inc.
(Nasdaq: "SFFS") (the "Company"), management will be making investor
presentations on Tuesday, September 16, 2003 at the offices of Keefe Bruyette &
Woods, Inc. in New York City. The presentation will focus on the Company's
financial performance, and the Company's strategic operating objectives. The
PowerPoint slides will be available on the Company's website, www.soundfed.com,
simultaneously with the presentation, and will remain available through October
15, 2003.
The Company is the holding company for Sound Federal Savings (the "Bank"). The
Bank is a federally chartered stock savings bank offering traditional financial
services and products through its branches in New York in Mamaroneck, Harrison,
Rye Brook, Peekskill, Yorktown, New Rochelle, Somers and Cortlandt in
Westchester County and New City in Rockland County, and in Connecticut in
Greenwich and Stamford.
"Safe Harbor" Statement under the Private Securities Litigation Reform Act of
1995: Statements in this Press Release relating to plans, strategies, economic
performance and trends, projections of results of specific activities or
investments and other statements that are not descriptions of historical facts
may be forward-looking statements within the meaning of the Private Securities
Litigation Reform Act of 1995. Forward-looking information is subject to risks
and uncertainties that could cause actual results to differ materially from
Management's current expectations. Among others, these risks and uncertainties
include changes in general economic conditions, changes in policies by
regulatory agencies, hostilities involving the United States, fluctuations in
interest rates, demand for loans in the Company's market area, changes in the
quality or composition of the Company's loan and investment portfolios, changes
in accounting principles, policies or guidelines and other economic,
competitive, governmental and technological factors affecting our operations,
markets and products. Forward-looking statements may be identified by terms such
as "may", "will", "should", "could", "expects", "plans", "intends",
"anticipates", "believes", "estimates", "predicts", "forecasts", "potential" or
"continue" or similar terms or the negative of these terms. Although we believe
that the expectations reflected in the forward-looking statements are
reasonable, we cannot guarantee future results, levels of activity, performance
or achievements. We do not intend to update these forward-looking statements