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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: December 8, 2003
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Pocahontas Bancorp, Inc.
(Exact name of registrant as specified in its charter)
Delaware 0-23969 71-0806097
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(State or other (Commission File Number) (I.R.S. Employer
jurisdiction of incorporation) Identification No.)
1700 East Highland, Jonesboro, Arkansas 72401
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(Address of principal executive offices) (Zip Code)
870-802-1700
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(Registrant's telephone number, including area code)
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Item 7. Exhibits
(c) The following exhibits are being furnished herewith: Exhibit No.
Exhibit Description
99.1 Press release text and financial supplement of Pocahontas
Bancorp, Inc. dated December 8, 2003.
Item 12. Results of Operations and Financial Condition
On December 8, 2003, Pocahontas Bancorp, Inc. issued a press release
regarding its results of operations and financial condition at and for the
quarterly and full-year period ended September 30, 2003. The text of the press
release and a related financial supplement is included as Exhibit 99.1 to this
report. The information included in the press release text and the financial
supplement is considered to be "furnished" under the Securities Exchange Act of
1934. The Company will include final financial statements and additional
analyses for the period ended September 30, 2003, as part of its Form 10-K
covering that period.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
POCAHONTAS BANCORP, INC.
Dated: December 9, 2003 By: /s/ Dwayne Powell
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Dwayne Powell
President and Chief Executive Officer