SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 21, 2004
American Bank Incorporated
(Exact name of registrant as specified in its charter)
Pennsylvania 000-31246 01-0593266
(State or other jurisdiction (Commission File No.) (I.R.S. Employer
of incorporation) Identification No.)
4029 West Tilghman Street, Allentown, Pennsylvania 18104
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (610) 366-1800
Not Applicable
(Former name or former address, if changed since last report)
Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits
The Index of Exhibits immediately precedes the attached exhibits.
Item 12. Results of Operations and Financial Condition
On January 21, 2004, the Company issued a press release regarding its
earnings for the year ended December 31, 2003. The press release is included as
Exhibit 99 to this report.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
AMERICAN BANK INCORPORATED
DATE: January 23, 2004 By: /s/ Mark W. Jaindl
-------------------------------------
Mark W. Jaindl
President and Chief Executive Officer
EXHIBIT INDEX
The following exhibits are filed as part of this report:
Exhibit No. Description
99 Press Release of American Bank Incorporated