SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 20, 2004 GREAT PEE DEE BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 000-23521 562050592 - ------------------ ------------------ -------------- (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer of Incorporation) Identification No.) 515 Market Street, Cheraw, South Carolina 29520 - -------------------------------------------- ---------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (843) 537-7656 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits ------------------------------------------------------------------- The Index of Exhibits immediately precedes the attached exhibits. Item 12. Results of Operations and Financial Condition --------------------------------------------- On July 20, 2004, the Company issued a press release regarding its earnings for the fiscal year ended June 30, 2004. The press release is included as Exhibit 99 to this report. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. GREAT PEE DEE BANCORP, INC. DATE: July 26, 2004 By: /s/ Herbert W. Watts ------------------------------------- Herbert W. Watts President and Chief Executive Officer EXHIBIT INDEX The following exhibits are filed as part of this report: Exhibit No. Description 99 Press Release of Great Pee Dee Bancorp, Inc. EXHIBIT 99 PRESS RELEASE OF GREAT PEE DEE BANCORP, INC.