UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): October 21, 2004

                      ABIGAIL ADAMS NATIONAL BANCORP, INC.
               (Exact Name of Registrant as Specified in Charter)

            Delaware                     0-10971                  52-1508198
- -----------------------------         ----------------          --------------
(State or Other Jurisdiction)        (Commission File No.)     (I.R.S. Employer
      of Incorporation)                                      Identification No.)


1130 Connecticut Avenue, Washington, DC                            20036
- ---------------------------------------                        ------------
(Address of Principal Executive Offices)                        (Zip Code)

Registrant's telephone number, including area code:  (202) 772-3600
                                                     --------------



                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]  Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[ ]  Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))






Item 2.  02       Results of Operations and Financial Condition
                  ---------------------------------------------

                  By press  release the Company  reported its earnings for the
                  three and nine months ended September 30, 2004.

Item 8.01         Other Events
                  ------------

Item 9.01         Financial Statements and Exhibits
                  ---------------------------------

(a)  Financial Statements of businesses acquired. Not Applicable.

(b) Pro forma financial information. Not Applicable.

(c) Exhibits.

               The following Exhibit is attached as part of this report:


               99.1 Press  release  dated  October  21,  2004,   announcing  the
                    Company's  reported  earnings  for the three and nine months
                    ended September 30, 2004.








                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                          ABIGAIL ADAMS NATIONAL BANCORP, INC.



DATE: October 21, 2004              By:   /s/ Karen Troutman
                                          ------------------
                                              Karen Troutman
                                              Chief Financial Officer







                                  EXHIBIT INDEX

         Exhibit No.               Description
         ----------                -----------
          99.1                     Press release dated October 21, 2004
                                   announcing the Company's reported earnings
                                   for the three and nine months ended
                                   September 30, 2004.