SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2004 American Bank Incorporated ------------------------------------------------------------- (Exact name of registrant as specified in its charter) Pennsylvania 000-31246 01-0593266 - --------------------------- --------------------- -------------------- (State or other jurisdiction (Commission File No.) (I.R.S. Employer of incorporation) Identification No.) 4029 West Tilghman Street, Allentown, Pennsylvania 18104 - -------------------------------------------------- ----- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (610) 366-1800 -------------- Not Applicable ------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 5.02. Departure of Directors or Principal Officers; Election of Directors; Appointment of Principal Officers -------------------------------------------- On November 18, 2004, J. Scott Pidcock was appointed to the boards of directors of American Bank Incorporated (the "Company") and its wholly-subsidiary, American Bank (the "Bank"). There are no arrangements or understandings between Mr. Pidcock and any other person pursuant to which Mr. Pidcock became a director. Mr. Pidcock is not a party to any transaction with the Company and the Bank that would require disclosure under Item 404 of Securities and Exchange Commission Regulation S-K. It is expected that Mr. Pidcock will serve as a member of the Company's Asset-Liability Management Committee and Mergers and Acquisitions Committee, and as a member of the Bank's Directors' Loan Committee and Community Reinvestment Act Committee. Attached as Exhibit 99 to this report is the Company's press release announcing the appointment. Item 9.01. Financial Statements and Exhibits --------------------------------- The Index of Exhibits immediately precedes the attached exhibits. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. AMERICAN BANK INCORPORATED DATE: November 18, 2004 By: /s/ Mark W. Jaindl ---------------------------------------- Mark W. Jaindl President and Chief Executive Officer EXHIBIT INDEX The following exhibits are filed as part of this report: Exhibit No. Description 99 Press Release of American Bank Incorporated