UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 19, 2005
                                                          --------------

                                NCRIC Group, Inc.
                                -----------------
             (Exact Name of Registrant as Specified in its Charter)

         Delaware                       0-25505                  52-2134774
- -----------------------------      ------------------            ----------
(State or Other Jurisdiction)     (Commission File No.)       (I.R.S. Employer
     of Incorporation)                                       Identification No.)


1115 30th Street, N.W., Washington, D.C.                         20007
- --------------------------------------------------               -----
(Address of Principal Executive Offices)                       (Zip Code)


Registrant's telephone number, including area code:  (202) 969-1866
                                                     --------------

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))






Item 8.01         Other Events

On April 19, 2005,  preliminary  proxy material  relating to a proposed  special
meeting of the  shareholders  of NCRIC Group,  Inc.,  to be held to consider and
vote upon the Agreement  and Plan of Merger,  dated  February 28, 2005,  between
NCRIC  Group,  Inc. and  ProAssurance  Corporation  ("PRA"),  was filed with the
Securities and Exchange  Commission  ("SEC").  The preliminary proxy material is
also a prospectus of PRA, and is filed under cover of a  Registration  Statement
on Form S-4 filed with the SEC by PRA.  The date of the special  meeting has not
been determined.
















                                   SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                           NCRIC GROUP, INC.


DATE: April 19, 2005                   By: /s/ R. Ray Pate, Jr.
                                           -------------------------------------
                                           R. Ray Pate, Jr.
                                           President and Chief Executive Officer