EXHIBIT 99

                   PRESS RELEASE OF AMERICAN BANK INCORPORATED






                                  PRESS RELEASE

FOR IMMEDIATE RELEASE

          American Bank Appoints Two New Members to Board of Directors

Allentown, PA, May 3, 2005 - American Bank, Inc. (NasdaqSC: AMBK) and its wholly
owned  subsidiary,  American  Bank,  today  announced  the  addition  of John F.
Eureyecko and John W. Galuchie, Jr. to its Board of Directors.

Mr.  Eureyecko  is President  and Chief  Executive  Officer of Belhaven  Capital
Group,  Inc., which owns and operates  residential and commercial  properties in
the Lehigh  Valley.  Mr.  Eureyecko was formerly  President and Chief  Operating
Officer of Piercing  Pagoda,  Inc. Mr. Eureyecko holds a Bachelor of Arts degree
in  Accounting  and  Finance  from  Moorhead  State  University  and a Master of
Business  Administration from Lehigh University.  Mr. Eureyecko is also a member
of the WLVT TV 39 Board of Directors,  Moravian  Academy Board of Trustees,  The
Hillside School Finance Committee and American Home Partners Board of Directors.
He is also Chairman of the Northampton County Community College Foundation Board
and has established the Eureyecko Family Scholarship Fund at the College.

Mr. Galuchie is President and Chief Operating Officer of T.R. Winston & Company,
LLC, a  registered  securities  broker-dealer  in  Bedminster,  New Jersey.  Mr.
Galuchie  holds a Bachelor of Science  degree in  Business  and  Economics  from
Lehigh  University and is a Certified  Public  Accountant.  Mr. Galuchie is also
Chairman  of  General   Devices  Inc.   and   Director  and   Treasurer  of  the
Tenant-In-Common Association, an industry organization.


CONTACTS: Mark W. Jaindl, President & CEO        Mary Garza, Marketing Director
          Phone:   (610) 973-8112                Phone:   (610) 973-8143