Exhibit 32


      Certification of Chief Executive Officer and Chief Financial Officer
           Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

F. Morgan Gasior,  Chairman of the Board,  Chief Executive Officer and President
of BankFinancial Corporation, a Maryland corporation (the "Company") and Paul A.
Cloutier,  Executive Vice President and Chief Financial  Officer of the Company,
each  certify in his  capacity as an officer of the Company that he has reviewed
the  quarterly  report on Form 10-Q for the  quarter  ended  March 31, 2005 (the
"Report") and that to the best of his knowledge:

         1.       the Report fully  complies with the  requirements  of Sections
                  13(a) or 15(d) of the Securities Exchange Act of 1934; and

         2.       the information  contained in the Report fairly  presents,  in
                  all material respects,  the financial condition and results of
                  operations of the Company.


Date:  May 27, 2005                       /s/ F. Morgan Gasior
                                          --------------------------------------
                                          F. Morgan Gasior
                                          Chairman of the Board, Chief Executive
                                          Officer and President



Date:  May 27, 2005                       /s/ Paul A. Cloutier
                                          --------------------------------------
                                          Paul A. Cloutier
                                          Executive Vice President and Chief
                                          Financial Officer




A signed  original of this  written  statement  required by Section 906 has been
provided to the Company and will be retained by the Company and furnished to the
Securities and Exchange Commission or its staff upon request.