SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): March 1, 2006

                           BANKFINANCIAL CORPORATION
                          --------------------------
               (Exact Name of Registrant as Specified in Charter)

         Maryland                     0-25233                     75-3199276
  --------------------------      ------------------           ---------------
(State or Other Jurisdiction)    (Commission File No.)        (I.R.S. Employer
      of Incorporation)                                      Identification No.)


15W060 North Frontage Road, Burr Ridge, Illinois                    60527
- ------------------------------------------------                  ----------
(Address of Principal Executive Offices)                          (Zip Code)

Registrant's telephone number, including area code:  (630) 242-7700
                                                     --------------



                                 Not Applicable
                                -----------------
          (Former name or former address, if changed since last report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))








Item 2.02.        Results of Operations and Financial Condition
                  ---------------------------------------------

     On March 1, 2006, the Company issued a press release reporting earnings for
the three months and for the year ended  December 31, 2005. The press release is
included as Exhibit 99 to this report. The information included in Exhibit 99 is
considered to be "furnished" under the Securities Exchange Act of 1934.

Item 9.01.        Financial Statements and Exhibits
                  ---------------------------------

         The Index of Exhibits immediately precedes the attached exhibits.










                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                   BANKFINANCIAL CORPORATION



DATE: March 1, 2006            By: /s/ F. Morgan Gasior
                                  --------------------------------------------
                                  F. Morgan Gasior
                                  Chairman of the Board, Chief Executive Officer
                                    and President





                                  EXHIBIT INDEX

The following exhibits are furnished as part of this report:

         Exhibit No.                Description
         -----------                ------------
            99                      Press Release of BankFinancial Corporation












                                   EXHIBIT 99

                   PRESS RELEASE OF BANKFINANCIAL CORPORATION