UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 31, 2006
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SENECA-CAYUGA BANCORP, INC.
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(Exact Name of Registrant as Specified in its Charter)
Federal 000-52111 16-160243
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(State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer
of Incorporation) Identification No.)
19 Cayuga Street, Seneca Falls, New York 13148
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (315) 568-5855
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Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 2.02 Results of Operations and Financial Condition.
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On July 31, 2006, Seneca-Cayuga Bancorp, Inc. (the "Registrant") issued a
press release announcing the operating results for the three and six months
ended June 30, 2006. The Registrant is the holding company for Seneca Falls
Savings Bank.
The subject press release is attached as Exhibit 99.1
This information, including the press release filed as Exhibit 99.1, shall
not be deemed to be "filed" for purposes of Section 18 of the Securities
Exchange Act of 1934 nor shall it be deemed to be incorporated by reference in
any filing under the Securities Act of 1933.
Item 9.01. Financial Statements and Exhibits
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(a) Financial statements of businesses acquired. None.
(b) Pro forma financial information. None.
(c) Shell company transactions. None.
(d) Exhibits.
Exhibit No. Description
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99.1 Press release dated July 31, 2006
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
SENECA-CAYUGA BANCORP, INC.
DATE: July 31, 2006 By: /s/ Menzo D. Case
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Menzo D. Case
Executive Vice President
EXHIBIT 99.1