SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): January 29, 2007
                                                         ----------------

                           PROVIDENT NEW YORK BANCORP
               (Exact Name of Registrant as Specified in Charter)

         Delaware                     0-25233                     80-0091851
 ----------------------------   ---------------------       --------------------
(State or Other Jurisdiction)   (Commission File No.)       (I.R.S. Employer
      of Incorporation)                                      Identification No.)


400 Rella Boulevard, Montebello, New York                            10901
- -----------------------------------------                            -----
(Address of Principal Executive Offices)                           (Zip Code)

Registrant's telephone number, including area code:  (845) 369-8040
                                                     --------------



                                 Not Applicable
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities
      Act (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange
      Act (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under
      the Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under
      the Exchange Act (17 CFR 240.13e-4(c))


Item 2.02.      Results of Operations and Financial Condition
                ---------------------------------------------

     On January 29,  2007,  the Company  issued a press  release  regarding  its
earnings for the fiscal  quarter ended  December 31, 2006.  The press release is
included as Exhibit 99 to this report. The information included in Exhibit 99 is
considered to be "furnished" under the Securities Exchange Act of 1934.

Item 9.01.      Financial Statements and Exhibits
                ---------------------------------

     The Index of Exhibits immediately precedes the attached exhibits.







                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                        PROVIDENT NEW YORK BANCORP



DATE: January 29, 2007              By: /s/ Paul A. Maisch
                                        ---------------------------------------
                                        Paul A. Maisch
                                        Executive Vice President and
                                        Chief Financial Officer




                                  EXHIBIT INDEX

The following exhibits are furnished as part of this report:

         Exhibit No.                        Description
         -----------                        -----------
            99                 Press Release of Provident New York Bancorp Dated
                               January 29, 2007







                                   EXHIBIT 99

                   PRESS RELEASE OF PROVIDENT NEW YORK BANCORP