UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): October 9, 2007
                                                          ---------------

                               OC Financial, Inc.
                               ------------------
             (Exact Name of Registrant as Specified in its Charter)

    Maryland                        000-51209                20-2111183
- ---------------------------     ---------------------        --------------
(State or Other Jurisdiction)   (Commission File No.)        (I.R.S. Employer
      of Incorporation)                                      Identification No.)


6033 Perimeter Drive, Dublin, Ohio                            43017
- ----------------------------------                            -----
 (Address of Principal Executive Offices)                    (Zip Code)

Registrant's telephone number, including area code:  (800) 678-6228
                                                     --------------

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
    230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17 CFR
    240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))






Item 5.02. Departure of Directors or Principal Officers;  Election of Directors;
Appointment  of  Principal  Officers

     (b) On October 9, 2007,  Danny Hosler  submitted  his  resignation  as Vice
President and Chief Financial Officer of OC Financial,  Inc. (the "Company") and
its wholly owned subsidiary,  Ohio Central Savings,  effective November 9, 2007.
Mr. Hosler has accepted employment with an Indiana-based financial institution.

     On October 11, 2007,  the Company  appointed  Amanda E.  Thomas,  currently
serving as a staff accountant for the Company, as Chief Financial Officer of the
Company and Ohio Central  Savings.  Prior to joining the Company in July,  2007,
Ms. Thomas worked for the Arlington Bank in Upper Arlington, Ohio.






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                      OC FINANCIAL, INC.



DATE: October 12, 2007                By:  /s/ Diane M. Gregg
                                           --------------------------------
                                           Diane M. Gregg
                                           President and Chief Executive Officer