SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2007 ------------------- United Financial Bancorp, Inc. ------------------------------- (Exact name of registrant as specified in its charter) Federal 000-51369 83-0395247 - ---------------------------- --------------------- ----------------------- (State or other jurisdiction (Commission File No.) (I.R.S. Employer of incorporation) Identification No.) 95 Elm Street West Springfield, Massachusetts 01089 ------------------------------- ----- (Address of principal executive office) (Zip code) Registrant's telephone number, including area code: (413) 787-1700 -------------- Not Applicable --------------------------------------------- --------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: X Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ___ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ___ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ___ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c)) Item 8.01 Other Events. ------------- On November 16, 2007, United Financial Bancorp, Inc., a recently formed Maryland corporation (the "Company"), the proposed holding company for United Bank and successor company for United Financial Bancorp, Inc., a Federal corporation, issued a press release announcing the results of the subscription offering and community offering portion of its second step conversion, which concluded on November 14, 2007. The Company also announced today that the individual purchase limitation in all categories of the offering combined has been increased from 200,000 shares to 475,000 shares, and the aggregate purchase limitation has been increased from 400,000 shares to 475,000 shares for individuals acting together with others. The Company also announced today that it expects to sell in the aggregate no more than 11,250,000 shares in the subscription offering, community offering and the syndicated offering, subject to market conditions, independent appraiser review and regulatory approval. A copy of the press release dated November 16, 2007, which provides additional information, is attached as Exhibit 99.1 to this report. Item 9.01. Financial Statements and Exhibits. (a) Not Applicable. (b) Not Applicable. (c) Exhibits. Exhibit No. Description ----------- ----------- 99.1 Press release dated November 16, 2007 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. UNITED FINANCIAL BANCORP, INC. DATE: November 16, 2007 By: /s/ Richard B. Collins ----------------------------- ------------------------------- Richard B. Collins President and Chief Executive Officer