UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF
THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                                Commission File Number 000-51209

                               OC Financial, Inc.
                               ------------------
             (Exact name of registrant as specified in its charter)

                    6033 Perimeter Drive, Dublin, Ohio 43017
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                                 (800) 687-6228
       (Address, including zip code, and telephone number, including area
               code, of registrant's principal executive offices)

                     Common Stock, par value $0.01 per share
                     ---------------------------------------
            (Title of each class of securities covered by this Form)

                                 Not Applicable
                                 --------------
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)

Please place an X in the box(es) to designate the appropriate rule  provision(s)
relied upon to terminate or suspend the duty to file reports:

            Rule 12g-4(a)(1)(i)   [X]              Rule 12h-3(b)(1)(i)   [X]
            Rule 12g-4(a)(1)(ii)  [ ]              Rule 12h-3(b)(1)(ii)  [ ]
            Rule 12g-4(a)(2)(i)   [ ]              Rule 12h-3(b)(2)(i)   [ ]
            Rule 12g-4(a)(2)(ii)  [ ]              Rule 12h-3(b)(2)(ii)  [ ]
                                                   Rule 15d-6            [ ]

Approximate number of holders of record as of the certification or notice
date: -0-
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Pursuant  to the  requirements  of the  Securities  Exchange  Act  of  1934,  OC
Financial,  Inc. has caused this certification/notice to be signed on its behalf
by the undersigned duly authorized person.

Date:    June 30, 2008                 By: /s/ Diane M. Gregg
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                                           Diane M. Gregg,
                                           President and Chief Executive Officer