UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): July 2, 2008

                           SENECA-CAYUGA BANCORP, INC.
                           ---------------------------
             (Exact Name of Registrant as Specified in its Charter)

    Federal                           000-52111              16-160243
- ------------------------------  ------------------------     ------------
(State or Other Jurisdiction)   (Commission File No.)       (I.R.S. Employer
  of Incorporation)                                          Identification No.)


19 Cayuga Street, Seneca Falls, New York                     13148
- ----------------------------------------                     -----
(Address of Principal Executive Offices)                     (Zip Code)

Registrant's telephone number, including area code: (315) 568-5855
                                                    --------------

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
    230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17 CFR
    240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))









Item 5.02.  Departure of Directors or Certain  Officers;  Election of Directors;
            --------------------------------------------------------------------
            Appointment of   Certain   Officers;   Compensatory   Arrangements
            --------------------------------------------------------------------
            of Certain Officers
            -------------------

     Seneca-Cayuga Bancorp, Inc. (OTC Bulletin Board: SCAY) (the "Company"), the
holding company of Seneca Falls Savings Bank (the "Bank"),  announced today that
effective July 1, 2008 Robert F. Eberle, Jr. has been promoted to Executive Vice
President  of the Company and the Bank.  He previous  served as  Operations  and
Compliance  Officer a  position  which he held since he joined the Bank in 2003.
Mr. Eberle is a U. S. Army Veteran,  having served for two years - including one
year  served  in Viet  Nam,  decorated  for  Valor.  He has 38 years of  banking
experience including 16 years with the Federal Deposit Insurance  Corporation as
a bank  examiner  and  nearly 15  combined  years of  service  with  other  area
financial  institutions.  He  currently  serves on the Board of Directors of the
Family Counseling  Service in the Finger Lakes,  Geneva,  New York and is a past
Board member of the American Red Cross in the Finger Lakes, Otetiana Council Boy
Scouts of America (Rochester) and various other organizations.

     Also effective July 1, 2008,  Bonnie L. Morlang has been promoted to Senior
Vice  President - Chief  Accounting  Officer of the  Company  and the Bank.  Ms.
Morlang  began  her  career  at the Bank in June of 1976 when she was hired as a
teller.  She was  promoted  to the  accounting  department  in 1980  and  became
AVP/Controller  in January of 1993.  Since 1993,  Ms.  Morlang has also  assumed
Human  Resources  and  Corporate  Secretary  duties.  She  currently  serves  as
treasurer for Habitat for Humanity of Seneca County and has recently  joined the
Finance Committee for United Way of Seneca County.



Item 9.01.  Financial Statements and Exhibits
            ---------------------------------

     (a) Financial statements of businesses acquired. None.
     (b) Pro forma financial information. None.
     (c) Shell company transactions. None.
     (d) Exhibits. None.






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                      SENECA-CAYUGA BANCORP, INC.

DATE:  July 2, 2008                   By:  /s/ Menzo D. Case
                                           -----------------
                                           Menzo D. Case
                                           President and Chief Executive Officer