UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                                    FORM 8-K
                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): October 31, 2008

                             HOMETOWN BANCORP, INC.
                             ----------------------
             (Exact name of registrant as specified in its charter)

         United States                 000-52674               02-0783010
         -------------                 ---------               ----------
(State or other jurisdiction of       (Commission            (IRS Employer
incorporation or organization)         File Number)         Identification No.)


12 Main Street, Walden, New York                                   12586
- ----------------------------------------                           -----
(Address of principal executive offices)                         (Zip Code)

       Registrant's telephone number, including area code: (845) 778-2171
                                                           --------------

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[  ]  Written communications pursuant to Rule 425 under the Securities Act
      (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
      (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))






Item 2.02   Results of Operations and Financial Condition
            ---------------------------------------------

     On October 31, 2008, Hometown Bancorp,  Inc. (the "Company") issued a press
release regarding its results of operations and financial condition at September
30, 2008 and for the three and nine months ended September 30, 2008. The text of
the press  release is included as Exhibit 99.1 to this report.  The  information
included in the press  release text is considered  to be  "furnished"  under the
Securities Exchange Act of 1934.

Item 9.01   Financial Statements and Exhibits
            ---------------------------------

(d)      Exhibits

         Number            Description
         ------            -----------

         99.1              Press Release dated October 31, 2008






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                            HOMETOWN BANCORP, INC.
                                            ----------------------
                                            (Registrant)



Date: October 31, 2008                      By: /s/ Stephen W. Dederick
                                                -----------------------------
                                                Stephen W. Dederick
                                                Vice President and Chief
                                                Financial Officer