October 30, 1997

American United Life Insurance Company(R)
One American Square
Indianapolis, Indiana 46282

Dear Messieurs and Madams:

     In my  capacity  as  Associate  General  Counsel of  American  United  Life
Insurance  Company(R)  ("AUL"),  I supervised the  establishment of AUL American
Individual  Variable  Life Unit Trust on July 10,  1997,  by  resolution  of the
Executive Committee of the Board of Directors of AUL as the separate account for
assets  applicable  to  individual  variable  life  contracts,  pursuant  to the
provisions  of  Section  27-1-5-1  Class  1(C) of the  Indiana  Insurance  Code.
Moreover,  I have  been  associated  with the  preparation  of the  Registration
Statements on Form S-6 ("Registration Statements") filed by AUL and AUL American
Individual  Variable  Life Unit Trust on July 31, 1997 with the  Securities  and
Exchange Commission (File Nos. 333-32531 and 333-32553) under the Securities Act
of 1933, as amended,  for the registration of Individual Variable Life Contracts
to be issued with respect to AUL American Individual Variable Life Unit Trust.

     I have made such examination of the law and examined such corporate records
and such other documents that, in my judgment,  are necessary and appropriate to
enable me to render the following opinion that:

     1.   AUL has been duly organized under the laws of the State of Indiana and
          is a validly existing corporation.

     2.   AUL American Individual Variable Life Unit Trust has been duly created
          and validly exists as a separate account pursuant to Indiana law.

     3.   The portion of the assets  held in AUL  American  Individual  Variable
          Life Unit Trust equal to the  reserves and other  liabilities  arising
          out of any other business AUL may conduct.

     4.   The Individual  Variable Life  Contracts have been duly  authorized by
          AUL and, when issued as  contemplated by the  Registration  Statement,
          will constitute legal,  validly issued and binding obligations of AUL,
          except as limited by bankruptcy and other laws generally affecting the
          rights of creditors.

         I hereby  consent  to the  filing of this  opinion as an exhibit of the
Registration Statements.


Very truly yours,


/s/ Richard A. Wacker
Associate General Counsel