Consent of Independent Accountants


We  consent  to the  inclusion  in  this  prospectus  for the  Flexible  Premium
Adjustable Variable Life Insurance Policy, of our report dated February 19, 1997
on our audit of the  financial  statements  of American  United  Life  Insurance
Company. We also consent to reference to our Firm under the caption "Independent
Auditors."




                                               /s/ Coopers & Lybrand L.L.P.

                                                   COOPERS & LYBRAND L.L.P.

Indianapolis, Indiana
November 3, 1997