<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 124,749 <INT-BEARING-DEPOSITS> 104,049 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 156,971 <INVESTMENTS-HELD-FOR-SALE> 74,190 <INVESTMENTS-CARRYING> 231,161 <INVESTMENTS-MARKET> 0 <LOANS> 1,763,975 <ALLOWANCE> 50,142 <TOTAL-ASSETS> 2,403,496 <DEPOSITS> 1,826,507 <SHORT-TERM> 52,776 <LIABILITIES-OTHER> 72,296 <LONG-TERM> 286,440 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 94,257 <OTHER-SE> 71,220 <TOTAL-LIABILITIES-AND-EQUITY> 2,403,496 <INTEREST-LOAN> 97,180 <INTEREST-INVEST> 15,116 <INTEREST-OTHER> 1,238 <INTEREST-TOTAL> 113,524 <INTEREST-DEPOSIT> 51,244 <INTEREST-EXPENSE> 67,661 <INTEREST-INCOME-NET> 45,873 <LOAN-LOSSES> 87,175 <SECURITIES-GAINS> 12,931 <EXPENSE-OTHER> 58,763 <INCOME-PRETAX> (61,297) <INCOME-PRE-EXTRAORDINARY> (36,795) <EXTRAORDINARY> 2,093 <CHANGES> 0 <NET-INCOME> (34,702) <EPS-BASIC> (1.05) <EPS-DILUTED> (1.05) <YIELD-ACTUAL> 11.19 <LOANS-NON> 101,097 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 31,841 <CHARGE-OFFS> 70,830 <RECOVERIES> 1,317 <ALLOWANCE-CLOSE> 50,142 <ALLOWANCE-DOMESTIC> 50,142 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0