<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 79,707 <INT-BEARING-DEPOSITS> 96,744 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 152,770 <INVESTMENTS-HELD-FOR-SALE> 66,796 <INVESTMENTS-CARRYING> 219,566 <INVESTMENTS-MARKET> 219,566 <LOANS> 1,700,469 <ALLOWANCE> 57,830 <TOTAL-ASSETS> 2,263,712 <DEPOSITS> 1,699,310 <SHORT-TERM> 62,385 <LIABILITIES-OTHER> 79,744 <LONG-TERM> 278,910 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 96,471 <OTHER-SE> 46,934 <TOTAL-LIABILITIES-AND-EQUITY> 2,263,712 <INTEREST-LOAN> 146,494 <INTEREST-INVEST> 22,494 <INTEREST-OTHER> 1,818 <INTEREST-TOTAL> 170,806 <INTEREST-DEPOSIT> 79,829 <INTEREST-EXPENSE> 104,806 <INTEREST-INCOME-NET> 66,000 <LOAN-LOSSES> 114,675 <SECURITIES-GAINS> 13,092 <EXPENSE-OTHER> 92,212 <INCOME-PRETAX> (94,308) <INCOME-PRE-EXTRAORDINARY> (61,105) <EXTRAORDINARY> 2,405 <CHANGES> 0 <NET-INCOME> (58,700) <EPS-BASIC> (1.79) <EPS-DILUTED> (1.79) <YIELD-ACTUAL> 10.61 <LOANS-NON> 91,250 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 31,841 <CHARGE-OFFS> 91,793 <RECOVERIES> 2,388 <ALLOWANCE-CLOSE> 57,830 <ALLOWANCE-DOMESTIC> 57,830 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0