WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE. <ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-1-1995 <PERIOD-END> MAR-31-1995 <CASH> 240,609 <INT-BEARING-DEPOSITS> 686 <FED-FUNDS-SOLD> 135,000 <TRADING-ASSETS> 26,716 <INVESTMENTS-HELD-FOR-SALE> 101,238 <INVESTMENTS-CARRYING> 628,872 <INVESTMENTS-MARKET> 609,684 <LOANS> 1,625,569 <ALLOWANCE> 108,358 <TOTAL-ASSETS> 2,748,057 <DEPOSITS> 2,072,343 <SHORT-TERM> 296,287 <LIABILITIES-OTHER> 37,620 <LONG-TERM> 0 <COMMON> 45,342 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 296,465 <TOTAL-LIABILITIES-AND-EQUITY> 2,748,057 <INTEREST-LOAN> 37,702 <INTEREST-INVEST> 10,011 <INTEREST-OTHER> 1,657 <INTEREST-TOTAL> 49,370 <INTEREST-DEPOSIT> 7,218 <INTEREST-EXPENSE> 10,857 <INTEREST-INCOME-NET> 38,513 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 344 <EXPENSE-OTHER> 29,777 <INCOME-PRETAX> 17,302 <INCOME-PRE-EXTRAORDINARY> 17,302 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,617 <EPS-PRIMARY> .23 <EPS-DILUTED> .23 <YIELD-ACTUAL> .0815 <LOANS-NON> 59,919 <LOANS-PAST> 5,648 <LOANS-TROUBLED> 9,045 <LOANS-PROBLEM> 4,053 <ALLOWANCE-OPEN> 105,343 <CHARGE-OFFS> (2,966) <RECOVERIES> 5,981 <ALLOWANCE-CLOSE> 108,358 <ALLOWANCE-DOMESTIC> 108,358 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0