<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                        DEC-31-1995
<PERIOD-START>                            JAN-1-1995
<PERIOD-END>                             MAR-31-1995
<CASH>                                       240,609         
<INT-BEARING-DEPOSITS>                           686    
<FED-FUNDS-SOLD>                             135,000   
<TRADING-ASSETS>                              26,716       
<INVESTMENTS-HELD-FOR-SALE>                  101,238       
<INVESTMENTS-CARRYING>                       628,872       
<INVESTMENTS-MARKET>                         609,684       
<LOANS>                                    1,625,569         
<ALLOWANCE>                                  108,358       
<TOTAL-ASSETS>                             2,748,057         
<DEPOSITS>                                 2,072,343         
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<LIABILITIES-OTHER>                           37,620      
<LONG-TERM>                                        0 
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<TOTAL-LIABILITIES-AND-EQUITY>             2,748,057         
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<INTEREST-INVEST>                             10,011      
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<INTEREST-TOTAL>                              49,370      
<INTEREST-DEPOSIT>                             7,218     
<INTEREST-EXPENSE>                            10,857      
<INTEREST-INCOME-NET>                         38,513      
<LOAN-LOSSES>                                      0 
<SECURITIES-GAINS>                               344   
<EXPENSE-OTHER>                               29,777      
<INCOME-PRETAX>                               17,302      
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<EXTRAORDINARY>                                    0 
<CHANGES>                                          0 
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<EPS-PRIMARY>                                    .23
<EPS-DILUTED>                                    .23
<YIELD-ACTUAL>                                  .082
<LOANS-NON>                                   59,919      
<LOANS-PAST>                                   5,648
<LOANS-TROUBLED>                               9,045     
<LOANS-PROBLEM>                                4,053     
<ALLOWANCE-OPEN>                             105,343       
<CHARGE-OFFS>                                 (2,966)      
<RECOVERIES>                                   5,981      
<ALLOWANCE-CLOSE>                            108,358       
<ALLOWANCE-DOMESTIC>                         108,358       
<ALLOWANCE-FOREIGN>                                0 
<ALLOWANCE-UNALLOCATED>                            0