EXHIBIT 23.2

INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this Amendment No. 1 to 
Registration Statement No. 33-94828 of National Mercantile Bancorp on Form S-8 
of our report dated March 7, 1997 (which expresses an unqualified opinion and 
includes an explanatory paragraph relating to National Mercantile Bancorp and 
Subsidiary's ability to continue as a going concern) appearing in the Annual 
Report on Form 10-K of National Mercantile Bancorp for the year ended December 
31, 1996.


Deloitte & Touche LLP

August 1, 1997