EXHIBIT 23.2
 
                         INDEPENDENT AUDITORS' CONSENT
 
The Board of Directors
ICI Funding Corporation:
 
  We consent to the use of our report dated March 3, 1997, except as to Note
10 to the financial statements which is as of March 31, 1997, incorporated
herein by reference and to the reference to our firm under the heading
"Experts" in the Prospectus. Our report dated March 3, 1997, except as to note
10 to the financial statements which is as of March 31, 1997, contains an
explanatory paragraph stating the Company adopted the provisions of Statement
of Financial Accounting Standards, No. 122, "Accounting for Mortgage Servicing
Rights" for the year ended December 31, 1995.
 
                                          KPMG Peat Marwick LLP
 
Orange County, California
October 22, 1997