<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE PENINSULA BANK OF COMMERCE FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO THOSE FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 9-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 <PERIOD-START> JAN-01-1996 JAN-01-1995 <PERIOD-END> SEP-30-1997 SEP-30-1996 <CASH> 95,673,570 106,884,641 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 5,500,000 13,100,000 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 14,939,956 15,301,858 <INVESTMENTS-CARRYING> 7,160,523 6,210,549 <INVESTMENTS-MARKET> 0 0 <LOANS> 79,636,036 65,563,066 <ALLOWANCE> 1,391,623 1,377,868 <TOTAL-ASSETS> 206,165,290 204,320,630 <DEPOSITS> 188,285,990 188,534,543 <SHORT-TERM> 0 2,512,919 <LIABILITIES-OTHER> 1,934,007 0 <LONG-TERM> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 7,408,092 7,141,148 <OTHER-SE> 8,537,201 6,132,020 <TOTAL-LIABILITIES-AND-EQUITY> 206,165,290 204,320,630 <INTEREST-LOAN> 6,137,531 4,952,894 <INTEREST-INVEST> 5,035,347 1,338,742 <INTEREST-OTHER> 0 0 <INTEREST-TOTAL> 11,172,878 6,291,636 <INTEREST-DEPOSIT> 4,322,461 1,917,081 <INTEREST-EXPENSE> 4,322,461 1,917,081 <INTEREST-INCOME-NET> 6,850,417 4,374,555 <LOAN-LOSSES> 105,000 135,000 <SECURITIES-GAINS> 0 0 <EXPENSE-OTHER> 2,916,352 2,652,991 <INCOME-PRETAX> 4,154,551 1,901,417 <INCOME-PRE-EXTRAORDINARY> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 2,572,921 1,225,867 <EPS-PRIMARY> 0 0 <EPS-DILUTED> 3.65 1.85 <YIELD-ACTUAL> 0 0 <LOANS-NON> 0 0 <LOANS-PAST> 0 0 <LOANS-TROUBLED> 0 0 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> 0 0 <CHARGE-OFFS> 0 0 <RECOVERIES> 0 0 <ALLOWANCE-CLOSE> 0 0 <ALLOWANCE-DOMESTIC> 0 0 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0